Say goodbye to hidden fees.
Per-worker pricing for each engagement model, a ₹0 platform fee on payouts, and credit priced up front by the lender. No setup fees, no FX, no markups on statutory deposits. All prices exclude 18% GST.
Pay only when you pay
- UPI, IMPS, NEFT and RTGS rails
- Bulk, scheduled and instant payouts
- Penny-drop and VPA verification
- Payouts API and webhooks
Pay and manage gig and platform workers
- Everything in Payouts
- Aadhaar, PAN, bank and e-Shram onboarding
- Weekly or daily settlement engine
- Contractor TDS and social-security levy
- Gig service agreements with Aadhaar eSign
Payroll for salaried and fixed-term staff
- Everything in Gig & Contract
- Labour-Code salary structuring
- EPF, ESI, PT, LWF and TDS filed for you
- Payslips, Form 16, full & final
- Attendance and shift imports
Engage contractors with zero misclassification risk
- Everything in Gig & Contract
- Classification review by labour lawyers
- Compliant contracts and invoicing
- Misclassification indemnity
Hire in India without an entity
- WirePay is the legal employer
- Employment contracts, benefits, health cover
- All statutory registrations and filings
- Full employer liability
One platform for every worker type
- Every module, one data model
- Dedicated compliance pod
- Embedded EWA and credit for your workers
- HRMS, ERP and platform connectors
- SLA-backed payouts
What would WirePay cost you?
Move the sliders to your workforce mix. The estimate comes straight from our pricing engine.
Credit, priced before you accept.
| Product | For | Price | Notes |
|---|---|---|---|
| Earned wage access | Workers | ₹15 flat per draw | Free for the employer. Recovered from the next payout. |
| Worker micro-loans | Workers | 18–26% APR + 2% processing | From partner NBFCs. EMI capped at 20% of weekly earnings. |
| Payroll Float | Employers | From 1.25% per 30 days | Fund payroll on time while client invoices are pending. |
| Invoice discounting | Staffing firms & fleets | From 13.5% p.a. | Up to 90% of approved invoices, same day. |
| Vendor payment financing | Employers | From 1.5% per 45 days | Pay vendors today, settle on terms. |
Pricing questions
What counts as an active worker?
A gig or contract worker who receives at least one payout in the month. Workers who don’t work that month cost nothing.
Are there setup or implementation fees?
No setup fee on Payouts, Gig & Contract or Payroll Plus. Workforce OS implementations with custom connectors are scoped in the proposal.
How do you make money on credit?
Lending partners pay WirePay a sourcing and servicing fee, disclosed in every key fact statement. Employers pay nothing for earned wage access.
Get a tailored quote in one call.
See WirePay on your own workforce data in a 30-minute walkthrough.